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Learn about HMO, PPO, EPO and POS, different types of health insurance plans that offer different coverage for doctors, hospitals and health providers.

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Learn about HMOs, why they’re a popular type of insurance plan, what you can and can’t do when you have an HMO, costs, and when you need an in-network provider.

Unlike traditional indemnity insurance, an HMO covers care rendered by those doctors and other professionals who have agreed by contract to treat patients in accordance with the HMO's guidelines and restrictions in exchange for a steady stream of customers.

Due to the additional legal requirements placed upon HMO landlords, many buy-to-let mortgage lenders refuse to finance HMO properties. This has led to the emergence of a specialised HMO mortgage market, catered for by a smaller subset of lenders.

A health maintenance organization (HMO) plan is 1 common type of health insurance that typically comes with a specific network of providers you can use to get care.

Contact your local council to report problems with your HMO. The council is responsible for enforcing HMO standards and can make a landlord take action to correct any problems.

A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency.

Health Maintenance Organizations (HMOs) What's an HMO? An HMO is a type of Medicare Advantage Plan (Part C)